active disaster quick links

National Disaster

Legal Aid

Tennessee Tornadoes 2021


Disaster Legal Hotline: 844-435-7486

Severe storms, straight-line winds, and tornadoes hit areas of Tennessee between December 10 and 11, 2021On January 14, 2022, a Major Disaster Declaration was issued for the state of Tennessee, making federal funding available to individuals and households who sustained damage as a result of the severe storms and tornadoes. Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. People in the following counties are eligible to receive federal disaster assistance. Additional areas may be designated later. Please check here for updates.

  • Cheatham
  • Davidson
  • Dickson
  • Gibson
  • Henderson
  • Henry
  • Lake
  • Obion
  • Stewart
  • Sumner
  • Weakley
  • Wilson

For this disaster (DR-4637), assistance for affected individuals and families is available and people are urged to apply through FEMA.

Disaster Number: 4637


FEMA Application Deadline Tuesday, March 15, 2022
Appeal Your FEMA Decision If you would like to appeal FEMA's determination on assistance, you have 60 days from the date on the determination letter to do so.

Key resources for those impacted by this disaster


Residents and businesses affected by this disaster can apply for government disaster relief benefits in several ways:

  • Online at
  • On the FEMA Mobile App,
  • Text “DRC” and a zip code to 43362 (4FEMA) to locate a Disaster Recovery Center in your area (standard message and data rates apply), or by
  • Calling 800-621-3362 (FEMA). Applicants who use 711 or Video Relay Service may also call 800-621-3362. People who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585. The toll-free numbers are open from 7 a.m. to 11 p.m. Eastern Time, seven days a week. Multilingual operators are available. Press 2 for Spanish and press 3 for other languages. 
  • For official news and press releases related to this disaster, please visit FEMA's News & Updates section
  • Note: Apply to FEMA to trigger the SBA Disaster loan process.
  • Download this quick guide for an overview on the disaster assistance process.


  •   Low-income survivors facing legal issues may call 844-435-7486 to learn of the available civil legal resources in their area. Survivors should follow the prompt to dial an extension and should leave a voicemail to receive a return call.
    • Click here for the full press release.
    • The Partnership for Inclusive Disaster Strategies hosts this hotline that provides information, referrals, guidance, technical assistance and resources to people with disabilities, their families, allies, organizations assisting disaster impacted individuals with disabilities and others seeking assistance with immediate and urgent disaster-related needs. The Disaster Hotline is always available for intake calls, 24 hours a day, 7 days a week, 365 days a year. You may also email for assistance.
  • For legal assistance and other helpful recovery information, you can visit:  
    • Tennessee Bar Association - The TBA is the largest professional association in Tennessee with more than 13,000 members. Founded in 1881, the TBA provides opportunities for continuing legal education, professional development and public service. The TBA’s dedication to serving the state’s legal community is evidenced by its membership roll, which represents the entire spectrum of legal practice: plaintiff and defense lawyers, corporate counsel, judges, prosecutors, public defenders, government lawyers and legal services attorneys.
    • Tennessee Alliance for Legal Services - TALS is a statewide nonprofit organization that strengthens the delivery of civil legal help to vulnerable Tennesseans. TALS is an alliance of the legal aid programs and other agencies that are committed to increasing equal access to justice in Tennessee. TALS hosts 1-844-HELP4TN, a free legal information and referral helpline staffed by Tennessee attorneys, as well as, a mobile responsive web portal that serves as a one-stop venue for accessing legal help via email, watching videos about what to expect in court, finding court approved legal forms, and more.
    • West Tennessee Legal Services
    • Nashville Bar Association - The Nashville Bar Association, established in 1831, is a professional organization focused on serving the legal community of Nashville, Tennessee. The NBA is the largest metropolitan bar association in Tennessee with over 2,600 members. Among other things, it provides continuing legal programming for attorneys, skills workshops for young attorneys, networking opportunities for practitioners, and opportunities for pro bono and community service connections across middle Tennessee.
    • Tennessee Fair  Housing Council - The Tennessee Fair Housing Council is a private, non-profit organization, which promotes equity and diversity in housing and safeguards access to affordable housing for under-served and marginalized populations through education, outreach, and enforcement of the Federal Fair Housing Act. The TFHC takes complaints from individuals who believe they are experiencing or have experienced a difference in treatment based on their race, color, religion, national origin, sex, familial status, or disability. The Council may enforce its client’s rights by negotiating disability-related accommodations with landlords or providing legal advice regarding filing an administrative complaint or lawsuit. The TFHC is based in Nashville and concentrates enforcement on Davidson and Wilson Counties.
    • United Policyholders (UP) is a national non-profit 501(c)(3) consumer advocacy group that specializes in helping disaster victims with insurance claim issues. UP also trains case managers and legal aid lawyers to assist clients with insurance and recovery matters. For help with flood, wind, hurricane, and auto insurance questions.
    • ABA Disaster Legal Services Program: Through the Disaster Legal Services Program, the ABA Young Lawyers Division (ABA-YLD) and the Federal Emergency Management Agency (FEMA) provide immediate temporary legal assistance to disaster survivors at no charge. Please visit their page here for other disaster recovery resources.
    • FloodProof App: Proving you own your home is necessary to qualify for FEMA, SBA loans, or other disaster rebuilding funds. The Flood Proof app helps users get their documents and information in order and connects those that qualify with free legal help.
  • If you need to appeal a FEMA denial on your own, please see here to get an interactive form to appeal and letter requesting a copy of your file.

  • For Frequently Asked Questions about FEMA appeals, please click here.
  • Stay up-to-date with the latest on the News page.
  • Help After a Disaster: FEMA's Guide for the Individual Applicants
  • You might get a call about applying for an SBA loan.  Listen!
  • Do you need help understanding the FEMA application and appeals process? Click here to download "Figuring Out FEMA," a friendly guide that explains FEMA's general disaster relief assistance process. 



  • Familiarize yourself with the resources and trainings available at
  • Bookmark United Policyholder's (UP) website and resources, including the Roadmap to Recovery and Advocacy and Action. UP's mission is to be a trustworthy and useful information resource and an effective voice for consumers of all types of insurance in all 50 states.
  • Consider joining the National Disaster Legal Aid Advocacy Center to connect with other attorneys and advocates responding to natural disasters. The Center offers monthly training calendar emails, specialized advocacy resources, a member roster, and discussion lists you can sign up for.