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Kentucky Storms and Tornadoes 2021

KENTUCKY SEVERE STORMS AND TORNADOES 2021

Disaster Legal Hotline: 877-782-4219

Severe storms, straight-line winds, flooding, and tornadoes hit areas of Kentucky beginning December 10, 2021 and continuingOn December 12, 2021, a Major Disaster Declaration was issued for the state of Kentucky, making federal funding available to individuals and households who sustained damage as a result of of the severe storms, straight-line winds, flooding, and tornadoes. Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. People in the following counties are eligible to receive federal disaster assistance. Additional areas may be designated later. Please check here for updates.

  • Barren
  • Caldwell
  • Christian
  • Fulton
  • Graves
  • Hart
  • Hickman
  • Hopkins
  • Logan
  • Lyon
  • Marshall
  • Muhlenberg
  • Ohio
  • Taylor
  • Warren

For this disaster (DR-4630), assistance for affected individuals and families is available and people are urged to apply through FEMA.

Disaster Number: 4630

IMPORTANT DEADLINES

FEMA Application Deadline Thursday, February 10, 2022
Appeal Your FEMA Decision If you would like to appeal FEMA's determination on assistance, you have 60 days from the date on the determination letter to do so.
Apply for Disaster Unemployment

Tuesday, January 18, 2022

Click here for more info.

Key resources for those impacted by this disaster

GOVERNMENT DISASTER RELIEF BENEFITS

Residents and businesses affected by this disaster can apply for government disaster relief benefits in several ways:

  • Online at DisasterAssistance.gov
  • On the FEMA Mobile App,
  • Text “DRC” and a zip code to 43362 (4FEMA) to locate a Disaster Recovery Center in your area (standard message and data rates apply), or by
  • Calling 800-621-3362 (FEMA). Applicants who use 711 or Video Relay Service may also call 800-621-3362. People who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585. The toll-free numbers are open from 7 a.m. to 11 p.m. Eastern Time, seven days a week. Multilingual operators are available. Press 2 for Spanish and press 3 for other languages. 
  • For official news and press releases related to this disaster, please visit FEMA's News & Updates section
  • Note: Apply to FEMA to trigger the SBA Disaster loan process.
  • Download this quick guide for an overview on the disaster assistance process.

LEGAL ASSISTANCE AND RESOURCES

  •   Low-income survivors facing legal issues may call 877-782-4219 to learn of the available civil legal resources in their area. Low-income survivors may call between 9:00 a.m. and 3:00 p.m. on Monday through Friday; messages may be left 24/7. When leaving a message, callers should indicate that they are seeking tornado related legal assistance and should
    identify the county in which they are located and their legal problems. The helpline will be staffed by Kentucky Legal Aid (KLA) and qualified callers may receive assistance from KLA staff or be connected with a volunteer attorney.
    • Click here for the full press release.
  • DISABILITY AND DISASTER HOTLINE: 1-800-626-4959
    • The Partnership for Inclusive Disaster Strategies hosts this hotline that provides information, referrals, guidance, technical assistance and resources to people with disabilities, their families, allies, organizations assisting disaster impacted individuals with disabilities and others seeking assistance with immediate and urgent disaster-related needs. The Disaster Hotline is always available for intake calls, 24 hours a day, 7 days a week, 365 days a year. You may also email info@disasterstrategies.org for assistance.
  • For legal assistance and other helpful recovery information, you can visit:  
    • Kentucky Legal Aid
    • Legal Aid Society
    • Kentucky Bar Association
    • Kentucky Access to Justice Commission
    • Kentucky Bar Foundation
    • United Policyholders (UP) is a national non-profit 501(c)(3) consumer advocacy group that specializes in helping disaster victims with insurance claim issues. UP also trains case managers and legal aid lawyers to assist clients with insurance and recovery matters. For help with flood, wind, hurricane, and auto insurance questions.
    • ABA Disaster Legal Services Program: Through the Disaster Legal Services Program, the ABA Young Lawyers Division (ABA-YLD) and the Federal Emergency Management Agency (FEMA) provide immediate temporary legal assistance to disaster survivors at no charge. Please visit their page here for other disaster recovery resources.
    • FloodProof App: Proving you own your home is necessary to qualify for FEMA, SBA loans, or other disaster rebuilding funds. The Flood Proof app helps users get their documents and information in order and connects those that qualify with free legal help.
  • If you need to appeal a FEMA denial on your own, please see here to get an interactive form to appeal and letter requesting a copy of your file.

  • For Frequently Asked Questions about FEMA appeals, please click here.
  • Stay up-to-date with the latest on the News page.
  • Help After a Disaster: FEMA's Guide for the Individual Applicants
  • You might get a call about applying for an SBA loan.  Listen!
  • Do you need help understanding the FEMA application and appeals process? Click here to download "Figuring Out FEMA," a friendly guide that explains FEMA's general disaster relief assistance process. 

OTHER RESOURCES THAT CAN HELP

ARE YOU AN ATTORNEY WHO CAN HELP? 

  • Familiarize yourself with the resources and trainings available at https://www.disasterlegalaid.org/trainings/.
  • Bookmark United Policyholder's (UP) website and resources, including the Roadmap to Recovery and Advocacy and Action. UP's mission is to be a trustworthy and useful information resource and an effective voice for consumers of all types of insurance in all 50 states.
  • Consider joining the National Disaster Legal Aid Advocacy Center to connect with other attorneys and advocates responding to natural disasters. The Center offers monthly training calendar emails, specialized advocacy resources, a member roster, and discussion lists you can sign up for.